| |
|
Million Taka |
| December 31 |
2008 |
|
2007 |
|
% Change |
 |
|
 |
|
|
|
| Gross Interest Income |
7,366.85 |
|
5,269.90 |
|
39.79 |
| Net Interest Income |
2,030.69 |
|
1,439.28 |
|
41.09 |
| Operating Profit (PBP & T) |
4,298.39 |
|
3,325.29 |
|
29.26 |
| Net Operating Profit (PBT) |
3,600.62 |
|
2,817.99 |
|
27.77 |
| Profit after Tax (PAT) |
2,300.62 |
|
1,903.49 |
|
20.86 |
|
|
|
|
|
|
| |
|
|
|
|
|
| Deposits |
68,560.47 |
|
53,375.35 |
|
28.45 |
| Loans & Advances |
56,708.77 |
|
40,915.35 |
|
38.60 |
| Total assets |
84,053.61 |
|
63,549.86 |
|
32.26 |
| Shareholders' Equity |
6,722.51 |
|
4,511.59 |
|
49.01 |
|
|
|
|
|
|
| |
|
|
|
|
|
| NIM% |
2.75 |
|
2.58 |
|
|
| Non Interest Income to Operating Income (%) |
66.98 |
|
69.09 |
|
|
| Cost Income Ratio |
62.57 |
|
28.59 |
|
|
| Return on Equity - ROE (%) |
40.96 |
|
42.19 |
|
|
| Return on Assets - ROA (%) |
3.12 |
|
3.41 |
|
|
| Advance Deposit Ratio (%) |
82.71 |
|
76.66 |
|
|
| Capital Adequacy Ratio |
12.84 |
|
10.75 |
|
|
| NPL as % of Advances |
2.99 |
|
4.31 |
|
|
| Earnings per Share (Tk.) |
103.18 |
|
85.37 |
|
|
| Sector Wise LDOs position as on December 30, 2008 |
| |
|
|
|
|
|
Figure in '000' |
| Industrial sector |
SIC Code |
Limit |
% |
Outstanding |
% |
A/C |
| Trading |
1000 |
15,064,919 |
25% |
12,130,869 |
25% |
3323 |
| Agriculture |
2000 |
6,444,920 |
11% |
5,477,990 |
11% |
393 |
| Manufacturing |
3000 |
23,816,061 |
40% |
18,695,354 |
38% |
1491 |
| Services |
4000 |
6,427,150 |
11% |
5,376,696 |
11% |
235 |
| Contractual Works |
5000 |
1,693,475 |
3% |
1,108,986 |
2% |
227 |
| Energy & Mining |
6000 |
1,016,647 |
2% |
945,776 |
2% |
51 |
| Others |
7000 |
393,408 |
1% |
350,843 |
1% |
42 |
| 100% Secured Loan |
8000 |
2,633,006 |
4% |
2,098,487 |
4% |
1118 |
| Special Scheme Loans |
9000 |
2,095,618 |
4% |
2,730,863 |
6% |
174 |
| |
|
59,585,204 |
100% |
48,915,864 |
100% |
7054 |
* Sectorwise LDO's Position as on December 30, 2008 - Including CCS, Staff Loan, MSS, PF & Excluding Card Division. |
|
|
