i) Large and Medium Scale Industry
(Term Loan below Tk.10.00 Crore)
14.75%
13.25% - 16.25%
ii) Large & Medium Scale Industry
(Term Loan Tk.10.00 Crore & above)
14.75%
13.25% - 16.25%
3) Working Capital
i) Small & Medium (upto Tk. 10 Crore)
14.50%
13.00% - 16.00%
ii) Large (above Tk.10 Crore)
14.50%
13.00% - 16.00%
4) Exports
i) Jute & Jute Goods Export
7.00%
7.00%
ii) Other Export
7.00%
7.00%
5) Commercial Lending
i) Commercial Lending (General)
15.50%
14.00% - 17.00%
ii) Commercial Lending (Large)
15.00%
13.50% - 16.50%
6) Small & Cottage Industry (Term Loan)
14.75%
13.25% - 16.25%
7) Consumer Credit
i) Customer Unsecred
16.00%
14.50% - 17.50%
ii) Staff Unsecred
15.50%
14.00% - 17.00%
8) Debit Card Overdraft (Staff)
16.95%
16.95%
9) Credit Card
2.00% per month
2.00% per month
10) Urban housing
i) Real Estate (Commercial)
15.00%
13.50% - 16.50%
ii) House Building (Non-Commercial)
15.25%
13.75% - 16.75%
11) Others
i) Cash Collateral - ABBL FDR
Time Loan for 3m
13.50%
12.00% - 15.00%
Time Loan for 6m
14.00%
12.50% - 15.50%
OD
14.50%
13.00% - 16.00%
ii) Cash Collateral - Other Banks FDR/WDB
Time Loan for 3m
14.00%
12.50% - 15.50%
Time Loan for 6m
14.50%
13.00% - 16.00%
OD
15.00%
13.50% - 16.50%
Notes:
Interest rate on overdraft (OD) under Working Capital & Commercial Lending categories will be higher by 0.50% than that of other funded limits availed by same customer.
For lending against ABBL FDR, the rate is 2.00% above the rate of the instrument subject to minimum 13.00%.
Exposure under cash collateral of other banks requires clearance from Financial Institutions.