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Lending Rates
Products Mid Rate Interest rate Band W.E.F.
01 November, 2007
1) Agriculture
i) Loan to Primary producer 13.25% 11.75% - 14.75%
ii) Loan to Agricultural Input 13.75% 12.25% - 15.25%
2) Large & Medium Scale Industry
i) Large and Medium Scale Industry
  (Term Loan below Tk.10.00 Crore)
14.75% 13.25% - 16.25%
ii) Large & Medium Scale Industry
  (Term Loan Tk.10.00 Crore & above)
14.75% 13.25% - 16.25%
3) Working Capital
i) Small & Medium (upto Tk. 10 Crore) 14.50% 13.00% - 16.00%
ii) Large (above Tk.10 Crore) 14.50% 13.00% - 16.00%
4) Exports
i) Jute & Jute Goods Export 7.00% 7.00%
ii) Other Export 7.00% 7.00%
5) Commercial Lending
i) Commercial Lending (General) 15.50% 14.00% - 17.00%
ii) Commercial Lending (Large) 15.00% 13.50% - 16.50%
6) Small & Cottage Industry (Term Loan) 14.75% 13.25% - 16.25%
7) Consumer Credit
i) Customer Unsecred 16.00% 14.50% - 17.50%
ii) Staff Unsecred 15.50% 14.00% - 17.00%
8) Debit Card Overdraft (Staff) 16.95% 16.95%
9) Credit Card 2.00% per month 2.00% per month
10) Urban housing
i) Real Estate (Commercial) 15.00% 13.50% - 16.50%
ii) House Building (Non-Commercial) 15.25% 13.75% - 16.75%
11) Others
i) Cash Collateral - ABBL FDR
Time Loan for 3m 13.50% 12.00% - 15.00%
Time Loan for 6m 14.00% 12.50% - 15.50%
OD 14.50% 13.00% - 16.00%
ii) Cash Collateral - Other Banks FDR/WDB
Time Loan for 3m 14.00% 12.50% - 15.50%
Time Loan for 6m 14.50% 13.00% - 16.00%
OD 15.00% 13.50% - 16.50%

Notes:
  1. Interest rate on overdraft (OD) under Working Capital & Commercial Lending categories will be higher by 0.50% than that of other funded limits availed by same customer.
  2. For lending against ABBL FDR, the rate is 2.00% above the rate of the instrument subject to minimum 13.00%.
  3. Exposure under cash collateral of other banks requires clearance from Financial Institutions.
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AB Bank Limited, BCIC Bhaban, 30-31 Dilkusha C/A, Dhaka 1000
Phone: +880-2-9560312 Fax: +880-2-9555098 Email: info@abbank.com.bd
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