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Lending Rates
Products
Mid Rate
Interest Rate W.E.F
October 06, 2009
1) Agriculture
13.00%
13.00%
2) Large and medium scale industries
13.00%
13.00%
3) Small Industries (Term Loan)
14.75%
13.25%-16.25%
4) Working Capital
a) Large and medium scale industries
13.00%
13.00%
b) Small Industries
14.50%
13.00%-16.00%
5) Export
7.00%
7.00%
6) Commercial Lending
13.00%
13.00%
7) Housing Loans
13.00%
13.00%
8) Consumer Credit
16.00%
14.50%-17.50%
9) Credit Card
2.00% per month
2.00% per month
10) Finance to NBFI's
13.00%
13.00%
11) Others
i) Cash Collateral - ABBL FDR
12.50%
11.00%-14.00%
ii) Cash Collateral - Other Banks FDR or WDB
13.50%
12.00%-15.00%
iii) Women Enterpreneur (Awparajita upto Tk 50.00 lac)
10.00%
10.00%
iv) Special Scheme Loans - SME
14.00%
13.00%-15.00%
Notes:
For lending against ABBL FDR, the rate is minimum 3.00% above the rate of the instrument subject to minimum 11.00%.
Exposure under cash collateral of other banks requires clearance from FI & Treasury.
For taking exposure on "Digun Loan" under Special Scheme, the rate will be 8% above the instruments' rate; subject to minimum 15% p.a.
For Wemen Entrepreneur (Awparajita above Tk. 50.00 lac) under Special Scheme, the rate will be minimum 13.00%.
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AB Bank Limited, BCIC Bhaban, 30-31 Dilkusha C/A, Dhaka 1000
Phone: +880-2-9560312 Fax: +880-2-9555098 Email: info@abbank.com.bd
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