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Lending Rates
Products Mid Rate Interest Rate W.E.F
October 06, 2009
1) Agriculture 13.00% 13.00%
2) Large and medium scale industries 13.00% 13.00%
3) Small Industries (Term Loan) 14.75% 13.25%-16.25%
4) Working Capital
a) Large and medium scale industries 13.00% 13.00%
b) Small Industries 14.50% 13.00%-16.00%
5) Export 7.00% 7.00%
6) Commercial Lending 13.00% 13.00%
7) Housing Loans 13.00% 13.00%
8) Consumer Credit 16.00% 14.50%-17.50%
9) Credit Card 2.00% per month 2.00% per month
10) Finance to NBFI's 13.00% 13.00%
11) Others
i) Cash Collateral - ABBL FDR 12.50% 11.00%-14.00%
ii) Cash Collateral - Other Banks FDR or WDB 13.50% 12.00%-15.00%
iii) Women Enterpreneur (Awparajita upto Tk 50.00 lac) 10.00% 10.00%
iv) Special Scheme Loans - SME 14.00% 13.00%-15.00%

Notes:
  1. For lending against ABBL FDR, the rate is minimum 3.00% above the rate of the instrument subject to minimum 11.00%.
  2. Exposure under cash collateral of other banks requires clearance from FI & Treasury.
  3. For taking exposure on "Digun Loan" under Special Scheme, the rate will be 8% above the instruments' rate; subject to minimum 15% p.a.
  4. For Wemen Entrepreneur (Awparajita above Tk. 50.00 lac) under Special Scheme, the rate will be minimum 13.00%.
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AB Bank Limited, BCIC Bhaban, 30-31 Dilkusha C/A, Dhaka 1000
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